My mother in law was telling me that now she is on short term disability. I was wondering if there was any term insurance for situations like this. She is so sick and there is probably no way she will ever be able to go back to work again. My father in law now has Lyme’s disease and a touch of Alzheimers. My father apparently has a touch of Alzheimers, too. I swear, if it ain’t one thing…